Trafford Housing Trust

Budgeting

If you need face to face, ongoing budgeting support, we have an accredited Money Advisor who can help you. If you would like to arrange an appointment, please leave your details here.    We can help you with saving money by accessing cheaper goods and services, applying for grants and trust funds and help with managing your bills.

There are online tools that can help you to manage your budget more effectively such as www.moneyadviceservice.org.uk/en/tools/budget-planner and tools to help you to curb your spending such as www.moneysavingexpert.com/shopping/demotivator/

Trust Funds and Grants There are Various Trust Funds and Grants available for those suffering financial hardship, for help with water arrears www.uutf.org.uk/ For help with gas/ electricity arrears British Gas Energy Trust britishgasenergytrust.org.uk/ EDF Energy Trust www.edfenergytrust.org.uk/ N Power npowerenergyfund.com/ There are many other organisations able to make grants for essential items and sometimes with regular or one off payments, you can search for grants here  grants-search.turn2us.org.uk/

For savings on energy, you should first check you are not paying too much for your gas and electricity, you can do a quick comparison using online services such as www.uswitch.com/gas-electricity/ or www.comparethemarket.com/energy/#le9r9ZdikeF4kUYy.97 but if you dont want to switch, it may be worth a call to your current supplier to see if they have a better tariff for you.  

You may be eligible for the Warm Home Discount Scheme which gives you £140 off your electricity bill during the winter months (you can still get this if you have a pre payment meter) click this link for more info www.gov.uk/the-warm-home-discount-scheme

There are ways you can reduce your water bill too. Click this link to see if you are eligible for any of United Utilities bill reduction schemes www.unitedutilities.com/services/your-bill/difficulty-paying-your-bill/

In times of need, we can refer you to a local food bank. If you need a referral, please leave your details or call 0300 777 7777 

 

 

Get debt advice

Get benefits advice

Find out about Universal Credit

Get information about the benefit cap

Get advice on Budgeting and saving money

Information about banking, credit and Credit Unions

© Trafford Housing Trust Limited.

Registered in England and Wales Reg No 04831118. Reg Office: Trafford Housing Trust, Sale Point, 126 - 150 Washway Road, Sale, M33 6AG.
Charity Reg No 1106967; Registered by the Homes and Communities Agency. No. L4440; VAT No 854 7727 85.

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