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Buy your rented home

We understand that if you've lived in your home for a while, you may want to buy it so you can make it feel even more like home.  

Government legislations mean you may be able to buy your property with a discount depending on how long you've been a customer.   

Please be aware the information on this page may change, so please contact the Homeownership team on 0300 777 7777 if you have any questions. 

  

Am I eligible to buy my home?  

Preserved Right to Buy 

You may be entitled to the Right to Buy if you were a tenant of Trafford Metropolitan Borough Council before 2005 and have remained a tenant of Trafford Housing Trust without a break since then. The discount will depend on the length of your unbroken tenancy, 

You can find more information about Right to Buy on the gov.uk website.   

  

Right to Acquire 

You may be entitled to the Right to Acquire if you have been a tenant of THT for three years or more.  The maximum discount available is £10,000 in the Manchester area. 

You can find more information about Right to Acquire on the gov.uk website. 

  

What is the process of buying my home?  

If you can buy your home, you will need to fill out an application form for the scheme you're eligible for. This could be Right to Acquire or Preserved Right to Buy.   

You can check which scheme you're eligible for using gov.uk eligibility quiz.   

  • The completed application form will need to be sent to us to review
  • We'll contact you with our decision within four weeks of getting your application
  • If you're successful, we'll send you an offer within eight weeks of saying yes if you're buying a freehold property, or within 12 weeks if you're buying a leasehold property
  • If you're unsuccessful, we'll tell you the reason why. You may have the right to appeal this decision depending on the scheme you're eligible for 

However, there are some things to consider before you apply:  

  • If you're buying with someone else, you count the years of whoever's been a public sector tenant the longest
  • You'll be fully responsible for all repairs and maintenance of your property once you buy.  If you live in a flat, you'll also be responsible for a share of the costs of major works to the structure of the building, such as a new roof, for example
  • Your service charge may increase. You'll need to pay for things like insurance or day-to-day repairs to the building's structure and any communal areas.  When you pay rent, these costs are covered by your rent payments
  • You'll usually have to repay some or all your discount if you sell your home within five years
  • You might get a smaller discount if you've used Right to Buy in the past
  • There are different discount levels for houses and flats
  • Your discount will be less if your landlord has spent money building or maintaining your home
  • You won't get any discount if your landlord has spent more money than your home is now worth
  • You won't be able to buy a home that is designated as a home for older people 

  

How much will it cost to buy my home?  

Right to Buy 

The discount you get changes every year and is based on the length of your tenancy and whether you have bought a property under the Rent to Buy or Right to Acquire previously.  

Right to Acquire 

The maximum discount is £10,000 if your property is outside Greater London.  

We'll tell you what discount you'll get when you apply to buy your home. You can also download a table of discounts, broken down by location.